News
5 August 2009
Driving without insurance
When an employee drives a vehicle in the course of his employment without insurance it is a defence for him to prove that he genuinely believed that his employer had properly insured him to drive the vehicle, and that he was engaged in his employment at the time of the offence.
In these circumstances the employer can be prosecuted for permitting an employee to drive the vehicle whilst uninsured, whilst the employee can face prosecution for driving without insurance.
In other situations, drivers without insurance can properly argue ‘special reasons’ not to have their driving licence endorsed with penalty points even though no defence exists.
Where penalty points for driving without insurance are inevitable, in some circumstances ‘exceptional hardship’ can be argued if a “totting up” disqualification arises.
Please see our section on How to avoid a driving ban and our Track record of success for examples of how these strategies have worked for our clients.
Call us on 01782 205 000 as soon as you receive any notice from the police, or
complete our motoring offences enquiry form, and we will call you.
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