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Conveyancing & Property

If you’re moving home or re-mortgaging and are worried about the stress that the conveyancing process can cause, Beswicks’ conveyancing and property solicitors can help.

We are here to take care of all the conveyancing and property legalities so that you can concentrate on the practicalities of ensuring a smooth move to your dream home.

Wherever you are on the property ladder we can help you to climb to the next rung.

For an informal chat about how our conveyancing and property experts can support you, give us a call. 

 

Residential Property and Conveyancing Services

  • Buying a residential property
  • Selling a residential property
  • Leasehold property
  • Transfer of equity
  • Remortgaging your property

Our conveyancing and property solicitors keep you up-to-date from start to finish, so you always know what to expect. No nasty surprises, no swamping you in unnecessary paperwork, just the very best legal advice delivered in plain English.

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Buying and selling property is exciting, but, with such a big financial investment, we know that it can also be a stressful and even frustrating experience, which is why our residential property and conveyancing solicitors keep you informed of progress every step of the way and are always accessible if you have questions or need reassurance.

Our residential property and conveyancing services include:

Buying a residential property

When you are buying a house, it’s important to understand the legal process and entrust the conveyancing to experienced solicitors. At Beswicks, your conveyancing will be handled by an experienced, qualified solicitor who will be with you from start to finish.

Selling a residential property

If you are thinking about selling your property, Beswicks is here to help you. Our experienced solicitors will guide you through every step of the process, including making sure all legal steps are followed. Your solicitor will help ensure you receive the smoothest possible transaction.

Leasehold property

It can be difficult when you are buying a home to understand the terminology around land ownership. Having a leasehold property means that you own the property and land for the length of the lease agreement. We can help you with all the legalities of owning a leasehold property.

Transfer of equity

Where part-ownership of a property changes but one or more of the original owners remain, this is known as transfer of equity. One of our experienced solicitors can guide you through this legal process.

Re-mortgaging your property

Remortgaging is a popular way to reduce your monthly repayments or release some of the equity in your home. We can handle the legal aspects of your re-mortgage, dealing with all the paperwork to transfer the funds once your re-mortgage is complete.

What are the steps in the conveyancing process for a buyer?

Conveyancing is the legal transfer of home ownership from seller to buyer. It begins when your offer on a property is accepted and finishes when you receive the keys.

It is important to appoint a fully-qualified conveyancing and property solicitor who is experienced in providing conveyancing services, as they will have the knowledge and expertise to deal with your transaction.

Step one

When you instruct Beswicks’ conveyancing team, the first thing we will do is contact your seller’s solicitor to let them know that we are acting for you and to request a copy of the draft contract and other important documents.

Step two

We examine the contract and supporting documents and order your searches and then go back to the other party’s solicitor with any questions that we might have.

Step three

If you need a mortgage, you now need to ensure this is in place. When your mortgage is approved your mortgage lender will send a copy of the mortgage offer to us so that we can go through their conditions to make sure they are complied with.

Your lender will arrange a mortgage valuation, which is for their purposes only to make sure the property is worth the same or more than the sum you are borrowing. It is always a good idea to carry out a survey of your own to make sure you have a complete picture of the condition of the property that you are purchasing.

Step four

Once all questions have been answered and search results and mortgage offer received we will invite you into the office to sign the contract papers. Alternatively, we can post or email the papers to you for signing. We will also provide a comprehensive report outlining all pertinent points that you need to be aware of.

Once you have signed your papers and a completion (moving date) is agreed we will seek your authority to exchange contracts and legally commit you to your purchase. Exchanging contracts is actually a telephone conversation between the seller and buyer’s solicitor and you pay a 10% deposit when the contracts are exchanged.

We then request your mortgage advance from your mortgage lender to ensure we receive it in time for you to complete your purchase. You need to place your buildings insurance on risk from the date contracts are exchanged unless you are buying a newly built property from the developer.

Step five

On the completion date we send the purchase monies to the seller’s solicitor and when they acknowledge receipt your purchase is complete.

The solicitors acting for the seller will authorise the estate agents to release the keys to you. You can then collect the keys from the estate agent and begin the process of moving in.

Typically, the whole process takes 10-12 weeks.

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